​Debt Collection Lawsuit Defense
in Cobb County, Georgia
Most people who contact us say the same thing
“I thought I had no choice.”
That is rarely true.
Creditors and debt buyers must prove their case. They must show they own the debt, that the amount is accurate, and that they followed the law. Many lawsuits fall apart when those requirements are actually enforced.
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Our role is to examine what is being alleged, determine whether it can be proven, or whether the case can be challenged, limited, or resolved on better terms.
Lawsuits We Commonly See
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Midland Funding
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Portfolio Recovery Associates
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Cavalry SPV
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LVNV Funding
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Credit card issuers
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Auto finance companies
These cases are often filed in bulk. That does not mean they are well supported.
Auto Loan Deficiency Lawsuits
After a vehicle is repossessed, lenders often sue for an alleged remaining balance. These claims depend on strict notice and sale requirements.
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When those requirements are not met, the deficiency may not be collectible at all.
Garnishments and Judgments
If a judgment has already been entered, all may not be lost.
We assist clients with:
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Wage garnishment issues
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Bank account garnishments
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Reviewing judgments for procedural or substantive errors
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The sooner you act, the more options may be available.