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Ignoring a debt collection lawsuit can lead to default judgment and wage garnishment. The biggest mistake that leads to a wage garnishment is ignoring the lawsuit. In my previous post, I explained that a creditor usually cannot garnish wages unless they first file a lawsuit and obtain a judgment. If you missed it, you can read more about that process in “ Can a Debt Collector Garnish My Wages in Georgia? ” What many people do not realize is that a lawsuit has strict deadlines

Learn when a debt collector can garnish wages in Georgia, the legal steps creditors must take first, and how answering a lawsuit may help prevent wage garnishment.