Before You Pay, File Bankruptcy, or Ignore It, You Should Know This.
If you were served with court papers, received a summons, or learned that a lawsuit has been filed against you, this is the moment to slow things down and get clear answers.
Why Being Sued Does Not Mean You Lose
Lender and debt buyers file thousands of lawsuits every year. Many of them cannot prove what they claim. Some are missing documents. Some are filed too late. Some involve amounts that are simply wrong.
Focused on Cobb County Courts
Kaiden & Kaiden, LLC is intentionally centered on Cobb County Magistrate Court, State Court, and Superior Court. We understand how these cases are handled locally and tailor our representation accordingly.
Kaiden & Kaiden, LLC represents consumers, not banks and not collection agencies.
Our practice focuses on defending debt collection lawsuits, including credit card and personal loan cases, claims brought by debt buyers, and auto loan deficiency lawsuits filed after repossession.
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In appropriate situations, we also assist clients with resolving debt outside of court and addressing credit reporting problems.
What People Are Often Surprised to Learn
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Being sued does not automatically mean you owe the money
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Debt buyers often lack the proof the law requires
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Auto loan deficiency claims after repossession are frequently challenged
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Bankruptcy is not always necessary, and should rarely be the first step
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You deserve to understand your legal rights before making a decision that affects your finances long-term.
What We Handle
Selective Debt Negotiation
Debt Collection Lawsuits
Including credit cards, personal loans, and claims brought by debt buyers.
Selective Debt Negotiation
Estate matters, divorce related debt planning, and pre-mortgage preparation for clients looking to move forward.
Auto Loan Deficiency Lawsuits
Cases filed after a vehicle is repossessed, where the lender claims a remaining balance.
Credit Reporting and Identity Theft
When errors persist and informal disputes have gone nowhere.