Kaiden & Kaiden, LLC

A Georgia Consumer Advocacy Law Firm

Credit Reporting

Fair Credit Reporting Act

We can help you with common credit reporting problems that affect your credit score:

1. Consumer reporting agencies’ errors:

  • Mixed or merged files;
  • Identity theft;
  • Illegal access to your credit report;
  • Errors in collection of public record information;

 

2. Furnishers’ errors: (furnishers are creditors or third parties who provide information to the credit reporting agencies):

  • Inaccurate or obsolete information on your credit report caused by furnishers
  • Failure of creditors to furnish positive payment histories to consumer reporting agencies;
  • Furnishers withholding data;
  • Furnishers failure to update debts discharged in bankruptcy;
  • Furnishers re-aging of accounts so that their tradelines stay on the credit report for more than 7 years;
  • Errors in collection of public record information;

 

3. Denial of credit

4. Failure to properly re-investigate disputed information after your dispute

 

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